Insurance
Our core insurance group, made up of partners and lawyers from our Financial Services Regulation, Corporate and Disputes teams, have a thorough understanding of the insurance sector and its regulation.
Lawyers from our Pensions, Employment and Outsourcing teams also have insurance industry expertise and form a part of the wider insurance group.
We advise on all aspects of insurance, including:
- Drafting, review and interpretation of policy wordings
- Classification of products
- Underwriting and distribution agreements
- Coverage disputes
- Bringing and defending subrogated claims, with particular strengths in areas such as Professional Negligence, Pensions, Transport, Environmental and Health & Safety, Construction and Engineering, Real Estate and Tax
- Complaints of mis-selling including those involving FOS, FSA and FSCS
- Reinsurance wording issues and disputes
- Advising on issues relating to commutations, Part VII transfers and schemes of arrangements
- Solvency II and RDR
We have experience advising on:
- Insurance issues arising in commercial transactions including insurance due diligence, drafting insurance clauses in SPAs, assignments and directors and officers liability insurance
- Acquisitions and disposals of UK insurance businesses
- Development and distribution of new products and services in the insurance sector
- Applications for authorisation of new insurance businesses and approved persons
- Providing compliance support to businesses providing insurance services in the UK, including assisting clients with FSA investigations and enforcement proceedings.
All Partners and Associates in
Insurance.